OpenAI is rolling out ChatGPT Wallet for its Dots AI agents platform, allowing the agents to make purchases on behalf of users, according to The Verge. The feature is available starting today for ChatGPT Pro subscribers in the US aged 18 and older using a US billing address and eligible US-issued American Express, Chase, Mastercard, or Visa cards.
After adding a card to the wallet, Dots agents can use it to buy things in response to prompts, though they check with users before each checkout. According to OpenAI’s support page, every purchase requires a security check with biometric verification like Face ID or a fingerprint scan. After users review and approve the purchase, OpenAI substitutes credit card details with a payment token—similar to tap to pay, Apple Pay, or Google Wallet—so actual card information isn’t shared with the Dots agent or the business.
OpenAI says it expects users will eventually be able to delegate purchases entirely to their agent by setting clear parameters such as spending limits, purchase categories, or time periods and pre-approving those purchases.
ChatGPT Wallet may not work everywhere. Some retailers have restrictions on AI agents or block them altogether. Earlier this year, Amazon blocked Meta’s Muse agents. OpenAI says that for agents to use ChatGPT Wallet, websites need to ensure agents are not inadvertently blocked, and payment and risk systems need to recognize legitimate purchases made by agents.